Mortgages

Our experts bring you unbiased mortgage reviews, answer readers' most pressing home-buying questions, and provide the latest mortgage rate news. Compare the best mortgage options and take the guesswork out of homeownership.

Compare Mortgage Rates

The best products and services

Our experts did the research so you don’t have to.

Mortgages

Best ARM Rates

View Guide
Mortgages

Best FHA lenders

View Guide
Mortgages

Best HELOAN Lenders

View Guide
Mortgages

Best HELOC Loans

View Guide
Mortgages

Best Investment Property Mortgage Rates

View Guide
Mortgages

Best Mortgage Lenders

View Guide
Mortgages

Best Mortgage Lenders for First Time Buyers

View Guide
Mortgages

Best Mortgage Rates

View Guide
Mortgages

Best Mortgage Refinance Lenders

View Guide
Mortgages

Best Mortgages for Low Credit

View Guide
Mortgages

Best USDA Mortgages

View Guide
Mortgages

Best VA Mortgages

View Guide
Mortgages

Current 15-Year Mortgage Rates

View Guide
Mortgages

Current 30-Year Mortgage Rates

View Guide
Mortgages

Current Cash-Out Refinance Rates

View Guide
Mortgages

Current FHA Mortgage Rates

View Guide
Mortgages

Current FHA Refinance Rates

View Guide
Mortgages

Current Mortgage Rates by State

View Guide
Mortgages

Current Mortgage Refinance Rates

View Guide
Mortgages

Current VA Mortgage Rates

View Guide
Mortgages

Current VA Refinance Rates

View Guide
Mortgages

Current 15-Year Mortgage Rates

View Guide
Mortgages

Current 30-Year Mortgage Rates

View Guide
Mortgages

Current HELOANs Rates

View Guide
Mortgages

Current Heloc Rates

View Guide
Mortgages

Current Second Home Mortgage Rates

View Guide

faq

Get the answers you need.

Expert reviews

Pros, cons, and everything in between.

Alliant Credit Union Mortgage Review Ally Mortgage Review AmeriHome Mortgage Review Ameris Bank Review Amerisave Mortgage Review Angel Oak Mortgage Review Bank of America Mortgage Review Better Mortgage Review BMO Mortgage Review Cardinal Financial Review Carrington Mortgage Review CashCall Mortgage Review Chase Mortgage Review Churchill Mortgage Review Citibank Mortgage Review Citizens Bank Mortgage Review CMG Financial Mortgage Review Crosscountry Mortgage Review Discover Home Loans Review Embrace Home Loans Review Fairway Mortgage Review Flagstar Bank Mortgage Review Freedom Mortgage Review Guaranteed Rate Review Guild Mortgage Review Loan Depot Mortgage Review Movement Mortgage Review Mr Cooper Mortgage Review Mutual of Omaha Mortgage Review NASB Mortgage Review Navy Federal Credit Union Mortgage Review NBKC Bank Mortgage Review Network Capital Funding Mortgage Review New American Funding Mortgage Review Newrez Mortgage Review Northpointe Bank Mortgage Review Ownwell Review PenFed Mortgage Review PennyMac Review PNC Bank Mortgage Review PrimeLending Review Regions Morgage Review Rocket Mortgage Review Sebonic Financial Review SoFi Mortgage Review TD Bank Mortgage Review Third Federal Savings and Loan Mortgage Review Truist Mortgage Review United Wholesale Mortgage Review US Bank Mortgage Review USAA Mortgage Review Veterans United Home Loans Review Watermark Home Loans Review Wells Fargo Mortgage Review
Show more

Popular articles

See our readers’ top picks.

A woman measures a window
401(K) Home Purchase Withdrawals: Pros and Cons
A man and a young boy play soccer
APR vs Interest Rate: Understanding the Differences
A beige, colonial-style house with a "for sale" sign in the front yard
Are buyer love letters illegal? What homebuyers and sellers should know
A father and daughter on their porch at home
Property Taxes by State: 2024 Guide to Understanding Rates and Exemptions
A photo of a young couple at a kitchen table working on finances.
Biweekly Mortgage Payments vs. Monthly Mortgage Payments: Which Is Better for You?
City street lined with colorful, Victorian-style apartments
Can a Non-U.S. Citizen Get a Mortgage Loan? Eligibility and Options
A man with cerebral palsy sits at a table working on a laptop
Home Loans for Disabled Individuals: Options, Benefits, and How to Apply
A woman with Down syndrome sits and has coffee with friends
How people with disabilities can use an ABLE account to buy a house
A senior couple uses a tablet together in their kitchen
Home Loans on Social Security: Options and Eligibility
couple is going through their home finances
Can you transfer your mortgage to someone else?
Two people in a kitchen talking and drinking coffee
Cash-Out or Rate-and-Term Refinance: Which Is Right For You?
cash-out mortgage refinancing Vs. home equity loan, divided by an upwards trending arrow on investing themed background
Cash-Out Refinance vs. Home Equity Loan: Understanding Your Options
A couple signs a contract
Should You Co-sign a Mortgage? Risks, Benefits, and Alternatives
A woman looks at a laptop while holding a child in her lap
Conforming vs. Non-Conforming Mortgages: Which is Right for You?
A woman sits on her porch next to a dark blue house, hugging her young son and daughter.
State-by-State Guide to First-Time Homebuyer Programs
fixed-rate mortgage vs. adjustable-rate mortgage
Adjustable Rate Mortgage vs. Fixed: Which is Right for You?
A photo of a young couple working on their finances at a dining room table.
Is a HELOC a Good Idea in 2024? Pros, Cons, and Alternatives
Woman and man stand in front of a house and share a kiss
HELOC vs Home Equity Loan: Which is Right for You?
rate and term refinance
Mastering Rate-and-Term Refinance: A Complete Explainer
A smiling couple embraces in front of a home
Unraveling Mortgage Rates: What Drives and Determines Them
Aerial shot of Philadelphia, Pennsylvania
Deciding on Your Home Down Payment: A Comprehensive Guide
Couple stands in front of home, covering for sale sign with a sold sign
Understanding Home Appraisals in the Real Estate Process
A woman and a dog sit on the front porch of a red house
What is PMI? Private mortgage insurance explained
Couple listening to financial advisor at home with laptop
Owner Financing for Mortgages Explained
Two male builders stand on the frame of a house that is being built as a crane lowers a wall onto the structure.
Cost to Build a House: A Realistic Guide
A woman opens the front door to a home.
How Much Does It Cost to Refinance?
A woman walks by a "for rent" sign
Calculating Your Rent Budget: A Step-by-Step Guide
A photo of a young doctor discussing finances with a banker wearing a business suit.
Physician Mortgage Loans: Benefits, Eligibility, and How to Apply
A woman sits in front of a house with two young boys
Understanding the Federal Reserve's Role in Mortgage Rates
Colonial style home with a foreclosure sign in the front yard
How to Stop Foreclosure: Strategies, Options, and Legal Assistance
Young, brunette women sits on her kitchen counter with a white wall behind her
Navigating the Condo Purchase Process: A Buyer's Handbook
A row of homes in suburban America
How to Buy a Foreclosed Home: A Step-by-Step Guide
A woman in a motorized wheelchair holds a small dog
Disability Home Loan Grants
A couple unpacks boxes in their living room
How to Buy a House in 2024: A Step-by-Step Guide
A photo of a real estate agent looking over a contract with a young couple.
Canceling a Real Estate Contract
A photo of a home appraiser working on a tablet computer outside of a house.
Appraisal Gap: Understanding, Managing, and Solutions
Three side-by-side mobile homes in a mobile home park with a blue sky and palm tree
Financing Your Mobile Home: A Guide to Mobile Home Loans
A man and a woman talk with their real estate agent in front of a home.
Finding the Right Real Estate Agent: Everything You Need to Know
A family looking and pointing at a home they just bought.
Understanding FSBO: A Guide to For Sale By Owner
family buying a house
Securing a Low-Interest Rate Mortgage: Expert Strategies
A photo of a young couple meeting with a mortgage banker.
How to Get a Mortgage - Your Complete Guide to Home Financing
Man sitting on a couch with a laptop uses a smartphone
Can Felons Buy a House? Understanding Rights and Options
House with a 'for sale' sign in front of it
How to get a mortgage with bad credit, a guide for first-time home buyers
a small, ranch style house
How to Buy a House with Low Income: Tips and Assistance Programs
A young man and woman pack boxes in their living room.
How to Get a Mortgage With No Down Payment
A man holding a box and a woman holding keys embrace
Down Payment Assistance: Programs to Help You Buy a Home
A couple sitting at their kitchen table looks over documents.
Understanding Mortgage Recast: A Comprehensive Guide
streamline refinancing
Streamline Refinance: A Faster, Easier Refi
how to use a home equity loan
How to Use a Home Equity Loan: A Strategic Guide
Bidding war, hand holding a house made of money with other hands reaching up
How to Win a Bidding War on a House: Strategies for Success
A couple and their child sit on a couch smiling at something on the child's smartphone.
LGBTQ Real Estate: Inclusive Communities, Resources, and Buying Tips
PFI Mortgage calculator with house shaped key chain
Simple Mortgage Calculator: Estimate Your Monthly Payments
Man in a wheelchair sitting at a kitchen table
Mortgages and grants to help people with disabilities buy a home
A financial planner meets with two clients in an office to discuss non-QM loans.
Non-QM Loans: Understanding Their Benefits and How to Qualify
A man, woman, and a puppy sit in the doorway to a house surrounded by boxes
Renting vs. Buying: How to Decide
Home in Louisiana
Section 8 Homeownership Eligibility Requirements: How to Qualify
A family contemplating whether to sell their house now plays in their front yard
Should I Sell My House Now? Expert Advice and Market Insights
buy home cash vs mortgage
Buying a Home in Cash vs. Taking Out a Mortgage: What's Best for You?
A couple sits on porch steps drinking coffee.
The 28/36 Rule Explained for Mortgage Borrowers
paying off mortgage early pros cons
Should You Pay Off Your Mortgage Early? Pros, Cons & Strategies
small business owner
Getting a Mortgage When Self-Employed
The Road to home, hand holding phone with coins representing down payment
Saving for a Down Payment: Strategies to Achieve Homeownership
A young man in a military uniform and his wife happily look at info on VA IRRRLs on their laptop while sitting on their couch
VA IRRRL (Interest Rate Reduction Refinance Loan): The Streamlined Refinance for Veterans
A mom in military uniform does her two daughters' hair
What is a VA Loan?
fixed rate mortgage
What is a Fixed-Rate Mortgage?
A photo of a real estate professional talking with a homeowner on her back deck
Navigating Home Equity Sharing Companies
Women sitting at a table in a living room working on a laptop
What are iBuyers, and should you sell your home to one?
A photo of a young couple examining paperwork while working with a laptop computer at home.
Understanding Mortgage Rate Buydowns
A man, woman, and young child embrace each other in a kitchen
ITIN Loans: Mortgages for Borrowers Without Social Security
Two grown women and their mom hug a little girl in front of their house
Mortgage Closing Costs: Your Guide to Understanding Fees and Expenses
A woman, little girl, and a man in a wheelchair walk in a neighborhood
What is a mortgage lien?
Older male property survey uses a theodolite to measure the side of a brick building
Navigating Property Surveys: Why You Need One and How Much They Cost
A red for sale sign sits in the front yard of a 2-story tan house
Conforming Loan Limits 2024: What They Are & Why They Matter
Two women sitting at a kitchen table looking at documents together
Essential Documents Needed for a Mortgage Application
A photo of a couple meeting with a mortgage lawyer.
What Does a Real Estate Attorney Do?
Woman sitting in a room with photography equipment looks at a camera
1099 Mortgage: Get a Home Loan as a Freelancer
Man sits at a table eating breakfast with two young children
What Is a 40-Year Mortgage? Pros, Cons, and Alternatives
A house against a blue background, with the words '5-year'
What is a 5/1 ARM? Understanding Adjustable-Rate Mortgages
A couple moves furniture into their house
Understanding Balloon Mortgages
A woman types at a computer in her home office
Bank Statement Loans: Mortgages for the Self-Employed
Husband and wife embrace in front of their home
What Is a Bridge Loan?
A couple and two construction workers stand in front of a home being worked on
Construction Loans: How to Finance the Cost of Building a Home
Father feeding his two small children cereal
What is a conventional loan, and should you get one?
A photo of a young couple working on their finances at home.
What is a deed in lieu of foreclosure? Pros, cons, and how it works.
Man sitting on a couch in his living room, typing on a laptop
Down Payment Gift Letters: How to Secure Funding
A couple looks over building plans with a contractor in front of a home that's under construction using a 203(k) loan.
Everything you need to know about FHA 203k loans
A couple chases their child around the kitchen
Understanding FHA Loans: Your Guide to These Government-Backed Mortgages
Woman working at home in front of a laptop and talking on the phone.
What does debt-to-income ratio mean for mortgage borrowers?
Two parents watch their young daughter ride her scooter in their driveway
Government-Backed Mortgages: What They Are & How They Help
A photo of a young couple at home filling out a mortgage application online.
Understanding GSE Mortgages: An Explainer for Homebuyers
A row of brick townhomes
HFA Loan Programs: Benefits, Eligibility, and Application Guide
A home inspector shows a pregnant woman details about a living room
Home Inspections: A Guide for Homebuyers
Home "for sale sign" with a "price reduced" banner on it.
A beginner's guide to home renovation loans
Hand with needle about to pop a housing bubble
What is a Housing Bubble? Signs & How It Bursts
couple look at a home with a for sale sign in front
Jumbo loan: Definition, rates, and how to qualify
A row of manufactured houses on a palm tree-lined street
What is a land lease?
A photo of a vacant lot with houses on both sides of it.
Understanding Land Loans in 2024
A young professional woman shows a middle-aged couple something on a laptop
What is a Mortgage Broker?
A man and woman stand in front of a large house
Navigating Your Loan Estimate: A Homebuyer's Guide
A photo of a young couple examining paperwork while working with a laptop computer at home.
Mortgage Forbearance Guide: What It Is, How It Works, Eligibility & Alternatives
A young couple in foreclosure looking distressed while looking at their tablet at home.
Foreclosure: Understanding the Process, Your Rights, and How to Avoid It
A smiling older couple sits at a table with a laptop
Mortgage Interest Deduction 2024: How to Claim and Maximize Your Tax Savings
A photo of a financial adviser meeting with a young couple at home.
Mortgage Loan Modification: Can It Help You Keep Your Home?
A middle-aged man sits in his kitchen and looks at his laptop
Mortgage Prepayment Penalty Fees: Guide to Understanding and Avoiding Them
A father and three young children pack up their kitchen in boxes
Mortgage Principal: The Core of Your Home Loan Explained
couple hug while standing on the balcony of their home
What is a Mortgage?
30-something-year-old man and woman embrace in front of a dark blue, two-story house
Piggyback Mortgage Guide for Homebuyers
A photo of a person looking at financial documents in front of a laptop computer at home.
Portfolio Loans: Flexible Mortgages for Unique Needs
Older woman sitting in front of her laptop, looking at promissory note papers
Promissory Note: A Comprehensive Guide to Written Promises to Pay
A photo of a couple meeting with a real estate agent to discuss an offer.
Navigating Real Estate Contingencies: A Comprehensive Guide
A dad in a home with a second mortgage makes a silly face at his toddler through a glass-screen front door.
What is a Second Mortgage? Benefits, Risks, and How It Works
A Native American woman looks up Section 184 loans on a laptop with a young girl sitting in her lap.
Section 184 Loan: Benefits, Eligibility, and Application Process
A photo of a young woman and a middle-aged woman meeting with a banker in an office.
What Is a Short Sale?
A photo of a young family in front of a house with a for sale sign in the foreground.
Understanding Subprime Mortgages: Risks and Opportunities
2-story yellow house in Seattle, Washington
Title Search Explained: A Key Step in Property Transactions
Two women hold hands sitting in chairs in front of their home
USDA loan: What it is, how to qualify, pros and cons
Man looks off into the distance, standing in front of his blue house
Understanding an 80-10-10 Loan
A young woman packs up boxes in her living room.
Adjustable-Rate Mortgage Definition: What You Need to Know
A real estate agent shows a couple and their child a home
Escalation Clause Guide: How They Work and When to Use Them
Mother and daughter sit on their front stoop, smiling at each other
Understanding Interest-Only Mortgages
A brick, colonial style house
Home Appraisal Discrimination: Understanding, Identifying, and Combating Bias
Couple shakes hand with real estate agent.
Understanding Earnest Money in Real Estate Transactions
A stressed woman and man look at a laptop in a living room filled with boxes
A Comprehensive Guide to Escrow: Definition, Process, and Services
loan to value ratio refinance mortgage
Understanding the Loan-to-Value Ratio (LTV)
Colonial style house with a for sale sign in the front yard
Mortgage Fraud: Types, Warning Signs, and How to Protect Yourself
Exterior of a yellow house
How to spot discrimination in mortgage lending, and what you can do about it
A photo of a young man looking concerned while working on a laptop at home.
Preforeclosure Explained: What You Need to Know
Street lined with townhouses
Understanding what housing discrimination is, its effects — and how to report it if it happens to you
Teacher writing at her desk
Good Neighbor Next Door Program: Benefits, Eligibility, and Application Process
Woman in blue sweater looks over documents while sitting at her computer
Understanding the Mortgage Underwriting Process
man painting new home
Understanding Title Insurance in Real Estate
couple stressed about bills
Unable to Pay Your Mortgage? Steps to Make an Action Plan
A man holds a woman as they both look out the window
Mortgage Underwater? Here's What You Can Do
what to look for buying house
What to Look for When Buying a House: A Comprehensive Guide
mortgage amortization schedule
Mortgage Amortization Schedule: Understanding Your Loan Repayment Breakdown
Woman works on a laptop at her kitchen table with a baby in her lap, while a man cooks in the kitchen in the background
When to Refinance a Mortgage

Latest coverage

We have money on our minds.

View more